Financial calculators for the United Kingdom — salary, income tax, take-home pay, savings, budgeting, loans, mortgages, and retirement, all in pounds sterling.
Effective from 2026-04-06 (current). The Personal Allowance and rate bands are set by HM Treasury and can change at each Budget or Autumn Statement. Thresholds are currently frozen through at least 2027/28, but that policy could change.
Gross to Net Salary Calculator
Estimate your take-home pay from a gross salary, using real tax rules where available.
Net to Gross Salary Calculator
Find the gross salary needed to reach a target take-home pay.
Hourly Wage Calculator
Convert an hourly wage into an equivalent annual salary.
Income Tax Calculator
See how real progressive tax brackets add up to your total tax bill.
Take Home Pay Calculator
See your net pay per paycheck, based on how often you're paid.
Savings Goal Calculator
Check whether you're on track to hit a savings target by a set date.
Emergency Fund Calculator
Find your target emergency fund size and how long it'll take to build it.
Monthly Budget Calculator
See what's left over after expenses, and your savings rate.
Loan Calculator
See your monthly payment and total interest on any loan.
Mortgage Calculator
Estimate your monthly payment on a home loan.
Retirement Calculator
Project your savings balance at the age you want to retire.
Example questions people ask about United Kingdom finances — tap one to jump straight to the calculator that answers it.
Understanding your UK payslip
Gross pay, PAYE tax, National Insurance, and common deductions explained simply.
Coming soonHow UK mortgage rates work
Fixed vs. variable rates and how they affect your monthly payment.
Coming soonBuilding an emergency fund in the UK
How much to save, and where to keep it, for UK households.
Coming soonThe Income Tax and salary calculators use the real 2026/27 Personal Allowance (£12,570, tapered above £100,000) and basic/higher/additional rate bands (20%/40%/45%) for England, Wales, and Northern Ireland, sourced from gov.uk.
