Financial calculators for Singapore — salary, income tax, take-home pay, savings, budgeting, loans, mortgages, and retirement, all in Singapore dollars.
Effective from 2026-01-01 (current). IRAS publishes updated brackets, rebates, and CPF contribution rates/ceilings periodically.
Gross to Net Salary Calculator
Estimate your take-home pay from a gross salary, using real tax rules where available.
Net to Gross Salary Calculator
Find the gross salary needed to reach a target take-home pay.
Hourly Wage Calculator
Convert an hourly wage into an equivalent annual salary.
Income Tax Calculator
See how real progressive tax brackets add up to your total tax bill.
Take Home Pay Calculator
See your net pay per paycheck, based on how often you're paid.
Savings Goal Calculator
Check whether you're on track to hit a savings target by a set date.
Emergency Fund Calculator
Find your target emergency fund size and how long it'll take to build it.
Monthly Budget Calculator
See what's left over after expenses, and your savings rate.
Loan Calculator
See your monthly payment and total interest on any loan.
Mortgage Calculator
Estimate your monthly payment on a home loan.
Retirement Calculator
Project your savings balance at the age you want to retire.
Example questions people ask about Singapore finances — tap one to jump straight to the calculator that answers it.
Understanding your Singapore payslip
Gross pay, income tax, and CPF contributions explained simply.
Coming soonHow CPF works for citizens and PRs
Ordinary, Special, and MediSave accounts, and why CPF isn't a tax.
Coming soonBuilding an emergency fund in Singapore
How much to save, and where to keep it, for Singapore households.
Coming soonYes — the Income Tax and salary calculators use the real IRAS resident tax bracket table (YA 2026) plus a standard 20% employee CPF contribution, capped at the SGD 102,000 annual wage ceiling.
