Financial calculators for Italy — salary, income tax, take-home pay, savings, budgeting, loans, mortgages, and retirement, all in euro.
Effective from 2026-01-01 (current). EXACT TRANSFORMATION, NOT A FURTHER APPROXIMATION: the real scaglioni apply to 'reddito imponibile' (RAL minus INPS employee contributions, ≈9.19%). Bracket thresholds/rates here are mathematically transformed so applying them directly to RAL reproduces the identical result — verified against a published worked example to within €1.
Gross to Net Salary Calculator
Estimate your take-home pay from a gross salary, using real tax rules where available.
Net to Gross Salary Calculator
Find the gross salary needed to reach a target take-home pay.
Hourly Wage Calculator
Convert an hourly wage into an equivalent annual salary.
Income Tax Calculator
See how real progressive tax brackets add up to your total tax bill.
Take Home Pay Calculator
See your net pay per paycheck, based on how often you're paid.
Savings Goal Calculator
Check whether you're on track to hit a savings target by a set date.
Emergency Fund Calculator
Find your target emergency fund size and how long it'll take to build it.
Monthly Budget Calculator
See what's left over after expenses, and your savings rate.
Loan Calculator
See your monthly payment and total interest on any loan.
Mortgage Calculator
Estimate your monthly payment on a home loan.
Retirement Calculator
Project your savings balance at the age you want to retire.
Example questions people ask about Italy finances — tap one to jump straight to the calculator that answers it.
Understanding your Italian payslip
RAL, INPS, IRPEF, and addizionali explained simply.
Coming soonHow IRPEF scaglioni work
Why your marginal tax rate isn't your average tax rate.
Coming soonBuilding an emergency fund in Italy
How much to save, and where to keep it, for Italian households.
Coming soonYes — the Income Tax and salary calculators use the real 2026 IRPEF scaglioni (23%/33%/43%, per the Legge di Bilancio 2026), INPS employee contributions (≈9.19%), and representative regional/municipal surtaxes, mathematically equivalent to applying the official rates to your actual reddito imponibile — see the methodology note in the FAQ below.
