Retirement planning starts with one number: how much will you actually have by the age you want to stop working, given what you're saving today? This calculator projects that balance forward using compound growth.
How this projection works
Your current savings and every future monthly contribution grow together at your expected annual return, compounding monthly, until you reach your target retirement age.
What to do with this number
Once you have a projected balance, the next question is whether it's enough — that depends on your expected retirement expenses and how long you'll need the money to last. See our FIRE Calculator to check that directly.