Inflation quietly reduces what your money can buy over time. This calculator shows both directions: what today's cost will become in the future, and what a future amount is really worth in today's terms.
How this is calculated
Future cost is your amount multiplied by (1 + inflation rate) raised to the number of years — the same compounding math as an investment, just working against your purchasing power instead of for it.
Why this matters for saving and retirement planning
If your savings account pays 1% interest but inflation runs at 3%, your money is losing 2% of its real purchasing power every year, even as the number in your account goes up. This is why long-term goals usually need investments that outpace inflation, not just a savings account.